[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.demkovic.cz\/co-nas-ceka-v-duchodu\/#Article","mainEntityOfPage":"https:\/\/www.demkovic.cz\/co-nas-ceka-v-duchodu\/","headline":"Co n\u00e1s \u010dek\u00e1 v d\u016fchodu?","name":"Co n\u00e1s \u010dek\u00e1 v d\u016fchodu?","description":"Ub\u00fdv\u00e1 n\u00e1m mlad\u00fdch lid\u00ed. T\u0159eba i proto, \u017ee tito nejednou nal\u00e9zaj\u00ed zaj\u00edmav\u011bj\u0161\u00ed uplatn\u011bn\u00ed v zahrani\u010d\u00ed, ov\u0161em p\u0159edev\u0161\u00edm proto, \u017ee se u n\u00e1s jednodu\u0161e ani nerod\u00ed. Odborn\u011b se to naz\u00fdv\u00e1 klesaj\u00edc\u00ed popula\u010dn\u00ed k\u0159ivka. A kdy\u017e se to pak zkombinuje s t\u00edm, \u017ee m\u00e1me […]","datePublished":"2023-05-06","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.demkovic.cz\/author\/#Person","name":"","url":"https:\/\/www.demkovic.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"demkovic.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.demkovic.cz\/wp-content\/uploads\/img_a332863_w2651_t1545945075.jpg","url":"https:\/\/www.demkovic.cz\/wp-content\/uploads\/img_a332863_w2651_t1545945075.jpg","height":0,"width":0},"url":"https:\/\/www.demkovic.cz\/co-nas-ceka-v-duchodu\/","about":["Ekonomika"],"wordCount":639,"articleBody":"Ub\u00fdv\u00e1 n\u00e1m mlad\u00fdch lid\u00ed. T\u0159eba i proto, \u017ee tito nejednou nal\u00e9zaj\u00ed zaj\u00edmav\u011bj\u0161\u00ed uplatn\u011bn\u00ed v zahrani\u010d\u00ed, ov\u0161em p\u0159edev\u0161\u00edm proto, \u017ee se u n\u00e1s jednodu\u0161e ani nerod\u00ed. Odborn\u011b se to naz\u00fdv\u00e1 klesaj\u00edc\u00ed popula\u010dn\u00ed k\u0159ivka.A kdy\u017e se to pak zkombinuje s t\u00edm, \u017ee m\u00e1me st\u00e1le lep\u0161\u00ed a lep\u0161\u00ed \u017eivotn\u00ed podm\u00ednky a zdravotn\u00ed p\u00e9\u010di a do\u017e\u00edv\u00e1me se tak vy\u0161\u0161\u00edho a vy\u0161\u0161\u00edho v\u011bku, je na probl\u00e9m zad\u011bl\u00e1no.\u010c\u00edm je toti\u017e mlad\u00fdch m\u00e9n\u011b a star\u00fdch v\u00edce, t\u00edm zoufaleji vypad\u00e1 situace v oblasti penzijn\u00edho syst\u00e9mu. Aby tento fungoval, mus\u00ed se na\u0161inc\u016fm st\u00e1le v\u00edce posouvat v\u011bkov\u00e1 hranice pro odchod do penze a d\u016fchody se tak\u00e9 mus\u00ed relativn\u011b sni\u017eovat. A pokud mo\u017eno se to mus\u00ed stejn\u011b je\u0161t\u011b dotovat z jin\u00fdch polo\u017eek deficitn\u00edho st\u00e1tn\u00edho rozpo\u010dtu, kter\u00fd na to zat\u00edm m\u00e1, i kdy\u017e na to nem\u00e1.I slep\u00ed vid\u00ed, \u017ee je na na\u0161ich ulic\u00edch st\u00e1le m\u00e9n\u011b d\u011bt\u00ed a v\u00edce lid\u00ed pokro\u010dil\u00e9ho v\u011bku. I slep\u00ed vid\u00ed, jak politici z populistick\u00fdch d\u016fvod\u016f p\u0159id\u00e1vaj\u00ed penzist\u016fm v\u00edce, ne\u017e na co tito maj\u00ed za z\u00e1kona n\u00e1rok, i kdy\u017e je rozpo\u010det neust\u00e1le v m\u00ednusu a \u017eije se tak na dluh, co\u017e tak\u00e9 nep\u016fjde v\u011b\u010dn\u011b, proto\u017ee „p\u0159ece tyto nelze nechat str\u00e1dat“.A i hlu\u0161\u00ed dnes sly\u0161\u00ed varovn\u00e1 slova. \u017de si my v produktivn\u00edm v\u011bku m\u00e1me spo\u0159it na penzi. \u010c\u00edm v\u00edce, t\u00edm l\u00e9pe. Proto\u017ee z t\u00e9 st\u00e1tn\u00ed almu\u017eny jednou nebude mo\u017eno slu\u0161n\u011b vy\u017e\u00edt. Nebude dost t\u011bch mlad\u00fdch, kdo by na star\u0161\u00ed vyd\u011bl\u00e1vali, a nav\u00edc se budou jednou spl\u00e1cet i po l\u00e9ta d\u011blan\u00e9 st\u00e1tn\u00ed dluhy.Na d\u016fchod si zkr\u00e1tka m\u00e1me \u0161et\u0159it. Jen\u017ee jak?M\u016f\u017eeme pr\u00fd si spo\u0159it ve v\u0161emo\u017en\u00fdch penzijn\u00edch fondech. Jen\u017ee v\u00edte, kolik z t\u011bch st\u00e1vaj\u00edc\u00edch skute\u010dn\u011b vyd\u011bl\u00e1v\u00e1? Rad\u0161i po tom ani nep\u00e1trejte. Cel\u00e1 \u0159ada jich u\u017e zanikla, ba i cel\u00fd jeden vl\u00e1dn\u00ed d\u016fchodov\u00fd pil\u00ed\u0159 se sesypal jak dome\u010dek z karet.M\u016f\u017eeme si ukl\u00e1dat na spo\u0159ic\u00ed \u00fa\u010dty. Jen\u017ee kolik z t\u011bch nab\u00edz\u00ed \u00faroky pokr\u00fdvaj\u00edc\u00ed aspo\u0148 inflaci? Nep\u00e1trejte po nich, je to ztr\u00e1ta \u010dasu.M\u00e1me investovat. Ov\u0161em tu s v\u011bt\u0161\u00edm a tu s men\u0161\u00edm rizikem, \u017ee n\u00e1m to nejen nep\u0159inese \u017e\u00e1dn\u00fd zisk, ale nakonec u\u017e neuvid\u00edme ani ty vlo\u017een\u00e9 pen\u00edze.A vlastn\u011b nejchyt\u0159ej\u0161\u00ed hlup\u00e1ci maj\u00ed m\u00edt pen\u00edze aspo\u0148 na b\u011b\u017en\u00e9m \u00fa\u010dtu, kde jim je po\u017e\u00edr\u00e1 „zdrav\u00e1“ inflace.Prost\u011b si m\u00e1me \u0161et\u0159it. Ov\u0161em s t\u00edm, \u017ee na tom s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed prod\u011bl\u00e1me. A proto si tak\u00e9 vesm\u011bs ne\u0161et\u0159\u00edme. Zejm\u00e9na kdy\u017e mlad\u00ed vid\u00ed, \u017ee se d\u016fchodc\u016fm nad r\u00e1mec z\u00e1konn\u00fdch povinnost\u00ed p\u0159ilep\u0161uje i nyn\u00ed, kdy na to st\u00e1t nem\u00e1. Nevyj\u00edmaje ani ty d\u016fchodce, kte\u0159\u00ed u\u017e za produktivn\u00edho \u017eivota, ji\u017e kr\u00e1tce po sametov\u00e9 revoluci, sl\u00fdchali varov\u00e1n\u00ed, \u017ee si maj\u00ed \u0161et\u0159it, \u017ee jednou z d\u016fchod\u016f nevy\u017eij\u00ed. A klidn\u011b to hodili za hlavu.A mlad\u00ed si z nich berou p\u0159\u00edklad. Proto\u017ee on se st\u00e1t snad jednou postar\u00e1.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co n\u00e1s \u010dek\u00e1 v d\u016fchodu?","item":"https:\/\/www.demkovic.cz\/co-nas-ceka-v-duchodu\/#breadcrumbitem"}]}]